Lyle, MN
Lyle, MN's wildfire risk, in USFS's own numbers
Lyle sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 344 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lyle at the 8th percentile, close to its 9th-percentile risk score.
Where Lyle's buildings actually sit
Only 9.6% of Lyle's 344 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Lyle ranks
Lyle's risk sits at a similar level relative to Minnesota (12th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lyle ranks 28,845 for wildfire risk (1 is highest) and 20,469 by building count (1 is largest). Within Minnesota alone, it ranks 807 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Lyle's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 90.4% of buildings rated Minimal exposure, Lyle gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lyle's figures come from
Every one of the two percentiles behind Lyle's 28,845-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lyle's dominant minimal exposure actually means, with real examples from across the dataset.