Lydia, SC
How exposed is Lydia to wildfire?
USFS's Wildfire Risk to Communities model puts Lydia at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 460 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lydia at the 75th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lydia's buildings actually sit
84.1% of Lydia's 460 buildings sit in USFS's Direct exposure zone, roughly 387 structures close enough to burnable vegetation for flame contact, not just embers — 15.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Lydia against the rest of the country
There's little gap between Lydia's 74th national percentile and its 71st percentile inside South Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lydia ranks 8,234 for wildfire risk (1 is highest) and 18,067 by building count (1 is largest). Within South Carolina alone, it ranks 141 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Lydia
Lydia's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Lydia (84.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lydia's figures come from
Every one of the two percentiles behind Lydia's 8,234-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lydia's dominant direct exposure actually means, with real examples from across the dataset.