Lydia, LA
Lydia wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lydia at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 607 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lydia at the 28th percentile, close to its 33rd-percentile risk score.
Lydia's building exposure, zone by zone
Only 24.4% of Lydia's 607 buildings carry Direct exposure and 7.6% carry Indirect; the remaining 68% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Lydia ranks
There's little gap between Lydia's 33rd national percentile and its 32nd percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lydia ranks 21,047 for wildfire risk (1 is highest) and 15,732 by building count (1 is largest). Within Louisiana alone, it ranks 331 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
At the 33rd national percentile, Lydia rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Lydia's 68% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lydia's figures come from
The methodology guide shows exactly how USFS turned 607 counted buildings into the percentiles shown above for Lydia. The exposure-zones guide covers what Lydia's dominant minimal exposure actually means, with real examples from across the dataset.