Luthersville, GA
Luthersville, GA's wildfire risk, in USFS's own numbers
Luthersville's 479 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Luthersville at the 76th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Luthersville: 94% of its 479 buildings, versus 6.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Luthersville compares
Luthersville's risk sits at a similar level relative to Georgia (78th percentile statewide) as it does nationally (74th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Luthersville ranks 8,250 for wildfire risk (1 is highest) and 17,719 by building count (1 is largest). Within Georgia alone, it ranks 147 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Luthersville and the insurance market
At the 74th percentile nationally, Luthersville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Luthersville (94%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Luthersville's 8,250-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Luthersville, see the exposure-zones guide.