Lutcher, LA
Lutcher wildfire risk explained
USFS scores Lutcher at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,646 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lutcher at the 18th percentile, close to its 18th-percentile risk score.
What "at risk" means for the buildings here
Only 1.8% of Lutcher's 1,646 buildings carry Direct exposure and 38.2% carry Indirect; the remaining 60.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Lutcher ranks
Lutcher scores 18th nationally and 16th within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lutcher ranks 26,003 for wildfire risk (1 is highest) and 8,601 by building count (1 is largest). Within Louisiana alone, it ranks 412 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Shopping for coverage in Lutcher
At the 18th national percentile, Lutcher rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lutcher's 60.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lutcher's figures come from
Lutcher's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lutcher's dominant minimal exposure actually means, with real examples from across the dataset.