Luray, VA
How exposed is Luray to wildfire?
USFS scores Luray at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,886 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Luray at the 65th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Luray (62.1% of 2,886 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 32.6% sit in the Direct zone.
Luray against the rest of the country
Luray scores 63rd nationally and 72nd within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Luray ranks 11,615 for wildfire risk (1 is highest) and 5,607 by building count (1 is largest). Within Virginia alone, it ranks 190 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Luray
Luray's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 62.1% of Luray's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Luray's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Luray, see the exposure-zones guide.