Luray, KS
Luray wildfire risk explained
Luray sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 229 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Luray at the 61st percentile, close to its 63rd-percentile risk score.
Luray's building exposure, zone by zone
90.8% of Luray's 229 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Luray against the rest of the country
Luray's risk sits at a similar level relative to Kansas (57th percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Luray ranks 11,627 for wildfire risk (1 is highest) and 23,818 by building count (1 is largest). Within Kansas alone, it ranks 310 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Luray and the insurance market
At the 63rd percentile nationally, Luray carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 90.8% of Luray's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Luray's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Luray, see the exposure-zones guide.