Lupton, MI
How exposed is Lupton to wildfire?
USFS's Wildfire Risk to Communities model puts Lupton at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 323 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lupton's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Lupton's building exposure, zone by zone
Direct exposure dominates in Lupton: 75.9% of its 323 buildings, versus 24.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lupton compares
Within Michigan, Lupton ranks higher (95th percentile) than it does nationally (50th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lupton ranks 15,849 for wildfire risk (1 is highest) and 21,008 by building count (1 is largest). Within Michigan alone, it ranks 37 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Lupton and the insurance market
Lupton's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lupton
Lupton's 75.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lupton's 15,849-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lupton, see the exposure-zones guide.