Lupton, AZ
How exposed is Lupton to wildfire?
USFS's Wildfire Risk to Communities model puts Lupton at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 26 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lupton's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Lupton: 61.5% of its 26 buildings, versus 38.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lupton against the rest of the country
Lupton's 60th national percentile looks worse in isolation than its 26th ranking inside Arizona does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Lupton ranks 12,628 for wildfire risk (1 is highest) and 31,399 by building count (1 is largest). Within Arizona alone, it ranks 326 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 60th national percentile, Lupton rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Lupton's 61.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lupton's figures come from
Every one of the two percentiles behind Lupton's 12,628-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lupton's dominant direct exposure actually means, with real examples from across the dataset.