Lunenburg, VA
Lunenburg wildfire risk explained
USFS scores Lunenburg at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 178 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lunenburg's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Lunenburg's building exposure, zone by zone
Of Lunenburg's 178 counted buildings, 94.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Lunenburg against the rest of the country
There's little gap between Lunenburg's 43rd national percentile and its 38th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lunenburg ranks 17,948 for wildfire risk (1 is highest) and 25,731 by building count (1 is largest). Within Virginia alone, it ranks 420 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Lunenburg and the insurance market
At the 43rd national percentile, Lunenburg rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lunenburg's 94.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lunenburg's 17,948-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lunenburg, see the exposure-zones guide.