Lumberton, TX
Lumberton, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lumberton lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 7,277 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lumberton at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
51.8% of Lumberton's 7,277 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 48.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,277 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lumberton compares
Lumberton scores 84th nationally and 71st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lumberton ranks 5,055 for wildfire risk (1 is highest) and 2,352 by building count (1 is largest). Within Texas alone, it ranks 515 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lumberton and the insurance market
Lumberton's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lumberton
With ember exposure the dominant pattern in Lumberton (51.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Lumberton's 5,055-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lumberton, see the exposure-zones guide.