Lumberton, NM
Lumberton wildfire risk explained
Lumberton's 86 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lumberton's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Lumberton's building exposure, zone by zone
Direct exposure dominates in Lumberton: 62.8% of its 86 buildings, versus 37.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lumberton against the rest of the country
Inside New Mexico, Lumberton sits at just the 52nd percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lumberton ranks 6,402 for wildfire risk (1 is highest) and 29,657 by building count (1 is largest). Within New Mexico alone, it ranks 237 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Lumberton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Lumberton's 62.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lumberton's figures come from
Every one of the two percentiles behind Lumberton's 6,402-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lumberton's dominant direct exposure actually means, with real examples from across the dataset.