Lumber City, PA
Lumber City wildfire risk explained
USFS scores Lumber City at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 145 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lumber City at the 47th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lumber City's building exposure, zone by zone
USFS puts 61.4% of Lumber City's 145 buildings in the Indirect exposure zone, versus 38.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Lumber City ranks
Within Pennsylvania, Lumber City ranks higher (79th percentile) than it does nationally (48th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lumber City ranks 16,338 for wildfire risk (1 is highest) and 27,097 by building count (1 is largest). Within Pennsylvania alone, it ranks 431 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Lumber City and the insurance market
At the 48th national percentile, Lumber City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Lumber City (61.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 145 counted buildings into the percentiles shown above for Lumber City. For more on what indirect exposure implies beyond Lumber City, see the exposure-zones guide.