Lula, MS
How exposed is Lula to wildfire?
USFS's Wildfire Risk to Communities model puts Lula at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 197 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lula at the 18th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 72.6% of Lula's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lula ranks
Lula's risk sits at a similar level relative to Mississippi (6th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lula ranks 25,816 for wildfire risk (1 is highest) and 24,962 by building count (1 is largest). Within Mississippi alone, it ranks 395 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in Lula
Lula's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lula's 72.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lula's 25,816-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lula, see the exposure-zones guide.