Lula, GA
Lula wildfire risk explained
Out of every US place USFS scores, Lula lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,283 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lula's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Where Lula's buildings actually sit
Of Lula's 1,283 counted buildings, 74.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Lula against the rest of the country
Lula's risk sits at a similar level relative to Georgia (72nd percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lula ranks 8,822 for wildfire risk (1 is highest) and 10,174 by building count (1 is largest). Within Georgia alone, it ranks 191 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Lula carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lula
With 74.1% of Lula in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lula's 8,822-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lula, see the exposure-zones guide.