Lukachukai, AZ
How exposed is Lukachukai to wildfire?
Lukachukai sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 807 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lukachukai at the 72nd national percentile — 10 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lukachukai's buildings actually sit
Direct exposure dominates in Lukachukai: 99.8% of its 807 buildings, versus 0.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lukachukai compares
Lukachukai ranks lower within Arizona (47th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lukachukai ranks 5,787 for wildfire risk (1 is highest) and 13,573 by building count (1 is largest). Within Arizona alone, it ranks 234 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Lukachukai and the insurance market
At the 82nd percentile nationally, Lukachukai carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 99.8% of Lukachukai in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 807 counted buildings into the percentiles shown above for Lukachukai. For more on what direct exposure implies beyond Lukachukai, see the exposure-zones guide.