Lugoff, SC
Lugoff wildfire risk explained
Out of every US place USFS scores, Lugoff lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 5,143 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lugoff at the 68th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Lugoff: 51.9% of its 5,143 buildings, versus 48.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,143 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lugoff compares
Inside South Carolina, Lugoff sits at just the 46th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lugoff ranks 10,288 for wildfire risk (1 is highest) and 3,353 by building count (1 is largest). Within South Carolina alone, it ranks 257 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Lugoff and the insurance market
Lugoff's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lugoff
Lugoff's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,143 counted buildings into the percentiles shown above for Lugoff. For more on what direct exposure implies beyond Lugoff, see the exposure-zones guide.