Lufkin, TX
Lufkin, TX's wildfire risk, in USFS's own numbers
Lufkin's 15,627 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lufkin at the 72nd percentile, close to its 71st-percentile risk score.
Where Lufkin's buildings actually sit
Only 24.6% of Lufkin's 15,627 buildings carry Direct exposure and 37.1% carry Indirect; the remaining 38.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 15,627 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Lufkin ranks
Inside Texas, Lufkin sits at just the 33rd percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lufkin ranks 9,217 for wildfire risk (1 is highest) and 943 by building count (1 is largest). Within Texas alone, it ranks 1,200 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Lufkin's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 38.3% of Lufkin outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lufkin's 9,217-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lufkin, see the exposure-zones guide.