Ludowici, GA
Ludowici, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Ludowici at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 887 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ludowici at the 72nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ludowici's buildings actually sit
Direct exposure dominates in Ludowici: 54.9% of its 887 buildings, versus 45.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Ludowici against the rest of the country
Ludowici scores 72nd nationally and 71st within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ludowici ranks 8,852 for wildfire risk (1 is highest) and 12,840 by building count (1 is largest). Within Georgia alone, it ranks 193 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Ludowici carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Ludowici
With 54.9% of Ludowici in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Ludowici's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ludowici, see the exposure-zones guide.