Ludlow Falls, OH
Ludlow Falls, OH's wildfire risk, in USFS's own numbers
Ludlow Falls sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ludlow Falls at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ludlow Falls's buildings actually sit
Only 7.1% of Ludlow Falls's 154 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Ludlow Falls against the rest of the country
Ludlow Falls's 36th-percentile standing inside Ohio outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ludlow Falls ranks 27,809 for wildfire risk (1 is highest) and 26,717 by building count (1 is largest). Within Ohio alone, it ranks 808 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Ludlow Falls and the insurance market
Ludlow Falls's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ludlow Falls
Even with 92.9% of Ludlow Falls outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ludlow Falls's figures come from
Ludlow Falls's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ludlow Falls's dominant minimal exposure actually means, with real examples from across the dataset.