Lucas, TX
Lucas, TX's wildfire risk, in USFS's own numbers
Lucas sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,083 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lucas's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Lucas's building exposure, zone by zone
4,083 buildings are counted in Lucas, and 87.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.3% rated Minimal.
Lucas against the rest of the country
Lucas ranks lower within Texas (17th percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lucas ranks 12,014 for wildfire risk (1 is highest) and 4,158 by building count (1 is largest). Within Texas alone, it ranks 1,495 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Lucas's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 87.3% of Lucas in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lucas's 12,014-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lucas, see the exposure-zones guide.