Lucas, KS
How exposed is Lucas to wildfire?
Lucas's 418 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lucas at the 58th percentile, close to its 61st-percentile risk score.
Where Lucas's buildings actually sit
Most of Lucas's buildings (89.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Lucas compares
Lucas scores 61st nationally and 54th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lucas ranks 12,382 for wildfire risk (1 is highest) and 18,855 by building count (1 is largest). Within Kansas alone, it ranks 335 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Lucas's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Lucas (89.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lucas's figures come from
The methodology guide shows exactly how USFS turned 418 counted buildings into the percentiles shown above for Lucas. The exposure-zones guide covers what Lucas's dominant indirect exposure actually means, with real examples from across the dataset.