Lublin, WI
How exposed is Lublin to wildfire?
USFS scores Lublin at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 154 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lublin at the 24th percentile, close to its 24th-percentile risk score.
Lublin's building exposure, zone by zone
USFS classifies 59.1% of Lublin's buildings as Direct exposure, higher than its 40.9% Indirect share and far above its 0% Minimal share — a profile where 91 structures sit close enough to vegetation that lot clearing matters most.
Lublin against the rest of the country
Lublin's 45th-percentile standing inside Wisconsin outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lublin ranks 23,968 for wildfire risk (1 is highest) and 26,731 by building count (1 is largest). Within Wisconsin alone, it ranks 442 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Lublin
Lublin's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lublin's 59.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Lublin. For more on what direct exposure implies beyond Lublin, see the exposure-zones guide.