Lubec, ME
Lubec wildfire risk explained
Lubec's 420 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lubec's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Lubec's buildings actually sit
84.1% of Lubec's 420 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14.5% Direct and 1.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Lubec compares
Within Maine, Lubec ranks higher (94th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lubec ranks 23,190 for wildfire risk (1 is highest) and 18,817 by building count (1 is largest). Within Maine alone, it ranks 10 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Lubec and the insurance market
Lubec's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Lubec's 84.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lubec's figures come from
Every one of the two percentiles behind Lubec's 23,190-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lubec's dominant indirect exposure actually means, with real examples from across the dataset.