Lowry, SD
Lowry, SD's wildfire risk, in USFS's own numbers
Lowry's 32 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lowry's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Lowry: 53.1% of its 32 buildings, versus 46.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lowry against the rest of the country
There's little gap between Lowry's 91st national percentile and its 95th percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lowry ranks 2,746 for wildfire risk (1 is highest) and 31,335 by building count (1 is largest). Within South Dakota alone, it ranks 22 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Lowry
Lowry's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Lowry's 53.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lowry's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lowry, see the exposure-zones guide.