Lowrey, OK
How exposed is Lowrey to wildfire?
Lowrey sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 378 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lowrey at the 95th percentile, close to its 93rd-percentile risk score.
Lowrey's building exposure, zone by zone
Direct exposure dominates in Lowrey: 100% of its 378 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lowrey against the rest of the country
Lowrey's 93rd national percentile looks worse in isolation than its 64th ranking inside Oklahoma does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Lowrey ranks 2,244 for wildfire risk (1 is highest) and 19,700 by building count (1 is largest). Within Oklahoma alone, it ranks 299 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Lowrey's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lowrey
Lowrey's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 378 counted buildings into the percentiles shown above for Lowrey. For more on what direct exposure implies beyond Lowrey, see the exposure-zones guide.