Lowpoint, IL
How exposed is Lowpoint to wildfire?
USFS's Wildfire Risk to Communities model puts Lowpoint at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 126 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lowpoint at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
80.2% of Lowpoint's 126 buildings sit in USFS's Minimal exposure zone, with only 19.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Lowpoint ranks
Lowpoint's 19th-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lowpoint ranks 30,599 for wildfire risk (1 is highest) and 27,883 by building count (1 is largest). Within Illinois alone, it ranks 1,170 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Lowpoint
Lowpoint's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lowpoint
Lowpoint's 80.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lowpoint's figures come from
Every one of the two percentiles behind Lowpoint's 30,599-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lowpoint's dominant minimal exposure actually means, with real examples from across the dataset.