Lowndesboro, AL
Lowndesboro wildfire risk explained
USFS scores Lowndesboro at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 123 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lowndesboro's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Lowndesboro's building exposure, zone by zone
USFS classifies 100% of Lowndesboro's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 123 structures sit close enough to vegetation that lot clearing matters most.
Lowndesboro against the rest of the country
Lowndesboro's 57th national percentile looks worse in isolation than its 17th ranking inside Alabama does — this place is on the milder end for its own state, by 40 points. Among the 31,521 US communities USFS scores, Lowndesboro ranks 13,539 for wildfire risk (1 is highest) and 28,016 by building count (1 is largest). Within Alabama alone, it ranks 493 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 57th national percentile, Lowndesboro rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Lowndesboro (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lowndesboro's figures come from
Lowndesboro's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lowndesboro's dominant direct exposure actually means, with real examples from across the dataset.