Lowes, KY
Lowes, KY's wildfire risk, in USFS's own numbers
Lowes sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 96 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lowes at the 23rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lowes's buildings actually sit
81.3% of Lowes's 96 buildings sit in USFS's Direct exposure zone, roughly 78 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 18.8% are Minimal.
How Lowes compares
Lowes's 40th-percentile standing inside Kentucky outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lowes ranks 24,484 for wildfire risk (1 is highest) and 29,232 by building count (1 is largest). Within Kentucky alone, it ranks 331 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Lowes and the insurance market
Lowes's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lowes
With 81.3% of Lowes in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Lowes's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lowes, see the exposure-zones guide.