Lowell, VT
Lowell wildfire risk explained
USFS scores Lowell at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 148 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lowell at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lowell's building exposure, zone by zone
148 buildings are counted in Lowell, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Lowell against the rest of the country
There's little gap between Lowell's 12th national percentile and its 12th percentile inside Vermont, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lowell ranks 27,688 for wildfire risk (1 is highest) and 26,971 by building count (1 is largest). Within Vermont alone, it ranks 158 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
At the 12th national percentile, Lowell rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lowell's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lowell's 27,688-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lowell, see the exposure-zones guide.