Lowell, KS
Lowell, KS's wildfire risk, in USFS's own numbers
Lowell's 141 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lowell at the 69th percentile, close to its 67th-percentile risk score.
Where Lowell's buildings actually sit
57.5% of Lowell's 141 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 42.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Lowell ranks
There's little gap between Lowell's 67th national percentile and its 63rd percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lowell ranks 10,302 for wildfire risk (1 is highest) and 27,250 by building count (1 is largest). Within Kansas alone, it ranks 267 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Lowell carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Lowell's 57.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 141 counted buildings into the percentiles shown above for Lowell. For more on what indirect exposure implies beyond Lowell, see the exposure-zones guide.