Lowden, IA
How exposed is Lowden to wildfire?
Lowden's 543 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lowden's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Lowden's buildings actually sit
Most of Lowden's buildings (94.5% of 543) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Lowden compares
Lowden scores 20th nationally and 32nd within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lowden ranks 25,337 for wildfire risk (1 is highest) and 16,667 by building count (1 is largest). Within Iowa alone, it ranks 694 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Lowden and the insurance market
At the 20th national percentile, Lowden rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 94.5% of buildings rated Minimal exposure, Lowden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lowden's figures come from
Every one of the two percentiles behind Lowden's 25,337-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lowden's dominant minimal exposure actually means, with real examples from across the dataset.