Low Moor, IA
How exposed is Low Moor to wildfire?
USFS's Wildfire Risk to Communities model puts Low Moor at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 234 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Low Moor at the 11th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Low Moor's buildings actually sit
USFS classifies 88.9% of Low Moor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Low Moor ranks
Low Moor scores 11th nationally and 21st within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Low Moor ranks 27,920 for wildfire risk (1 is highest) and 23,662 by building count (1 is largest). Within Iowa alone, it ranks 804 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Low Moor's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 88.9% of buildings rated Minimal exposure, Low Moor gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Low Moor's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Low Moor, see the exposure-zones guide.