Lovington, NM
Lovington, NM's wildfire risk, in USFS's own numbers
Lovington sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 5,623 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lovington at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
83.2% of Lovington's 5,623 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.6% Direct and 6.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 5,623 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lovington against the rest of the country
There's little gap between Lovington's 97th national percentile and its 90th percentile inside New Mexico, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lovington ranks 977 for wildfire risk (1 is highest) and 3,072 by building count (1 is largest). Within New Mexico alone, it ranks 50 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Lovington and the insurance market
At the 97th percentile nationally, Lovington carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Lovington's 83.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lovington's figures come from
Every one of the two percentiles behind Lovington's 977-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lovington's dominant indirect exposure actually means, with real examples from across the dataset.