Lovelock, NV
Lovelock, NV's wildfire risk, in USFS's own numbers
Lovelock sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,040 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lovelock at the 47th percentile, close to its 48th-percentile risk score.
What "at risk" means for the buildings here
Lovelock rates 52.1% Minimal exposure against just 1.2% Direct and 46.7% Indirect — of 1,040 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lovelock ranks
Lovelock's 48th national percentile looks worse in isolation than its 11th ranking inside Nevada does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Lovelock ranks 16,547 for wildfire risk (1 is highest) and 11,654 by building count (1 is largest). Within Nevada alone, it ranks 110 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Lovelock
Lovelock's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lovelock
With 52.1% of buildings rated Minimal exposure, Lovelock gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,040 counted buildings into the percentiles shown above for Lovelock. For more on what minimal exposure implies beyond Lovelock, see the exposure-zones guide.