Lovell, WY
Lovell wildfire risk explained
USFS scores Lovell at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,281 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lovell at the 25th percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
Most of Lovell's buildings (86%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Lovell against the rest of the country
Lovell ranks lower within Wyoming (0th percentile statewide) than its 29th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lovell ranks 22,269 for wildfire risk (1 is highest) and 10,194 by building count (1 is largest). Within Wyoming alone, it ranks 192 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Lovell and the insurance market
Lovell's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Lovell's 86% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Lovell's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lovell, see the exposure-zones guide.