Loveland Park, OH
How exposed is Loveland Park to wildfire?
USFS scores Loveland Park at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 884 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loveland Park at the 20th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Loveland Park's building exposure, zone by zone
75.6% of Loveland Park's 884 buildings sit in USFS's Direct exposure zone, roughly 668 structures close enough to burnable vegetation for flame contact, not just embers — 24.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Loveland Park compares
Compare Loveland Park's two percentiles: 48th within Ohio, only 18th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Loveland Park ranks 25,758 for wildfire risk (1 is highest) and 12,873 by building count (1 is largest). Within Ohio alone, it ranks 656 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Loveland Park
Loveland Park's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Loveland Park
Loveland Park's 75.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Loveland Park's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Loveland Park, see the exposure-zones guide.