Lovejoy, GA
Lovejoy, GA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lovejoy lands at the 60th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,417 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lovejoy at the 63rd percentile, close to its 60th-percentile risk score.
Where Lovejoy's buildings actually sit
2,417 buildings are counted in Lovejoy, and 68.9% of them are Indirect exposure — ember-driven risk rather than the 31.2% in Direct exposure or the 0% rated Minimal.
Where Lovejoy ranks
Inside Georgia, Lovejoy sits at just the 18th percentile even though it scores 60th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lovejoy ranks 12,725 for wildfire risk (1 is highest) and 6,467 by building count (1 is largest). Within Georgia alone, it ranks 546 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Lovejoy's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lovejoy
Lovejoy's 68.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Lovejoy's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lovejoy, see the exposure-zones guide.