Louviers, CO
How exposed is Louviers to wildfire?
Louviers's 226 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Louviers at the 97th percentile, close to its 96th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Louviers (51.8% of 226 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 48.2% sit in the Direct zone.
How Louviers compares
Louviers scores 96th nationally and 85th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Louviers ranks 1,349 for wildfire risk (1 is highest) and 23,906 by building count (1 is largest). Within Colorado alone, it ranks 72 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Louviers's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 51.8% of Louviers's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Louviers's figures come from
Louviers's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Louviers's dominant indirect exposure actually means, with real examples from across the dataset.