Loup City, NE
Loup City, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Loup City lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 838 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loup City at the 74th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Loup City's buildings actually sit
838 buildings are counted in Loup City, and 95.5% of them are Indirect exposure — ember-driven risk rather than the 4.5% in Direct exposure or the 0% rated Minimal.
Loup City against the rest of the country
Loup City's risk sits at a similar level relative to Nebraska (89th percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Loup City ranks 5,799 for wildfire risk (1 is highest) and 13,272 by building count (1 is largest). Within Nebraska alone, it ranks 64 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 82nd percentile nationally, Loup City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 95.5% of Loup City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Loup City's 5,799-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Loup City, see the exposure-zones guide.