Louisville, IL
Louisville, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Louisville at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 779 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Louisville's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
83.2% of Louisville's 779 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 16.3% Direct and 0.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Louisville ranks
Compare Louisville's two percentiles: 38th within Illinois, only 8th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Louisville ranks 28,987 for wildfire risk (1 is highest) and 13,822 by building count (1 is largest). Within Illinois alone, it ranks 900 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Louisville
Louisville's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 83.2% of Louisville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Louisville's 28,987-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Louisville, see the exposure-zones guide.