Louisville, AL
Louisville wildfire risk explained
Louisville sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 478 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Louisville's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Louisville's building exposure, zone by zone
478 buildings are counted in Louisville, and 72% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Louisville ranks
Inside Alabama, Louisville sits at just the 32nd percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Louisville ranks 11,681 for wildfire risk (1 is highest) and 17,739 by building count (1 is largest). Within Alabama alone, it ranks 404 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Louisville
Louisville's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Louisville
Because Direct exposure dominates in Louisville (72%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Louisville's 11,681-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Louisville, see the exposure-zones guide.