Louisiana, MO
How exposed is Louisiana to wildfire?
Louisiana's 2,087 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Louisiana at the 63rd percentile, close to its 60th-percentile risk score.
Louisiana's building exposure, zone by zone
Indirect exposure is dominant in Louisiana (88.1% of 2,087 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 11.7% sit in the Direct zone.
How Louisiana compares
Louisiana scores 60th nationally and 57th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Louisiana ranks 12,515 for wildfire risk (1 is highest) and 7,228 by building count (1 is largest). Within Missouri alone, it ranks 463 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Louisiana and the insurance market
At the 60th percentile nationally, Louisiana carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Louisiana (88.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Louisiana's figures come from
The methodology guide shows exactly how USFS turned 2,087 counted buildings into the percentiles shown above for Louisiana. The exposure-zones guide covers what Louisiana's dominant indirect exposure actually means, with real examples from across the dataset.