Louise, TX
Louise wildfire risk explained
USFS's Wildfire Risk to Communities model puts Louise at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 657 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Louise at the 51st percentile, close to its 49th-percentile risk score.
Where Louise's buildings actually sit
59.5% of Louise's 657 buildings sit in USFS's Minimal exposure zone, with only 39.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Louise compares
Louise ranks lower within Texas (6th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Louise ranks 16,183 for wildfire risk (1 is highest) and 15,108 by building count (1 is largest). Within Texas alone, it ranks 1,692 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 49th national percentile, Louise rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Louise
Louise's 59.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Louise's figures come from
Every one of the two percentiles behind Louise's 16,183-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Louise's dominant minimal exposure actually means, with real examples from across the dataset.