Louisburg, MO
Louisburg wildfire risk explained
Louisburg sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 162 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Louisburg at the 88th percentile, close to its 85th-percentile risk score.
Where Louisburg's buildings actually sit
76.5% of Louisburg's 162 buildings sit in USFS's Direct exposure zone, roughly 124 structures close enough to burnable vegetation for flame contact, not just embers — 23.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Louisburg compares
There's little gap between Louisburg's 85th national percentile and its 100th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Louisburg ranks 4,763 for wildfire risk (1 is highest) and 26,342 by building count (1 is largest). Within Missouri alone, it ranks 5 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Louisburg
At the 85th percentile nationally, Louisburg carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Louisburg
With 76.5% of Louisburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Louisburg's figures come from
Every one of the two percentiles behind Louisburg's 4,763-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Louisburg's dominant direct exposure actually means, with real examples from across the dataset.