Loudonville, NY
Loudonville wildfire risk explained
Out of every US place USFS scores, Loudonville lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loudonville at the 11th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Loudonville's buildings actually sit
Only 30.3% of Loudonville's 4,619 buildings carry Direct exposure and 0% carry Indirect; the remaining 69.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Loudonville against the rest of the country
Compare Loudonville's two percentiles: 27th within New York, only 11th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Loudonville ranks 27,961 for wildfire risk (1 is highest) and 3,678 by building count (1 is largest). Within New York alone, it ranks 934 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Loudonville
Loudonville's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Loudonville
With 69.7% of buildings rated Minimal exposure, Loudonville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Loudonville's figures come from
Every one of the two percentiles behind Loudonville's 27,961-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Loudonville's dominant minimal exposure actually means, with real examples from across the dataset.