Loudon, NH
How exposed is Loudon to wildfire?
Loudon sits at the 20th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 387 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loudon at the 20th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Loudon's buildings actually sit
Direct exposure dominates in Loudon: 78% of its 387 buildings, versus 22% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Loudon against the rest of the country
Compare Loudon's two percentiles: 68th within New Hampshire, only 20th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Loudon ranks 25,157 for wildfire risk (1 is highest) and 19,470 by building count (1 is largest). Within New Hampshire alone, it ranks 33 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Shopping for coverage in Loudon
At the 20th national percentile, Loudon rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Loudon (78%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Loudon's 25,157-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Loudon, see the exposure-zones guide.