Lostant, IL
Lostant, IL's wildfire risk, in USFS's own numbers
Lostant sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 345 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lostant at the 0th percentile, close to its 0th-percentile risk score.
Where Lostant's buildings actually sit
Most of Lostant's buildings (93% of 345) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lostant against the rest of the country
Lostant scores 0th nationally and 4th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lostant ranks 31,389 for wildfire risk (1 is highest) and 20,445 by building count (1 is largest). Within Illinois alone, it ranks 1,380 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lostant and the insurance market
Lostant's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lostant
Even with 93% of Lostant outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lostant's figures come from
Lostant's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lostant's dominant minimal exposure actually means, with real examples from across the dataset.