Lost Lake Woods, MI
Lost Lake Woods wildfire risk explained
Lost Lake Woods's 667 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lost Lake Woods's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Lost Lake Woods's building exposure, zone by zone
667 buildings are counted in Lost Lake Woods, and 72.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Lost Lake Woods against the rest of the country
Lost Lake Woods's 88th-percentile standing inside Michigan outpaces its 36th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lost Lake Woods ranks 20,170 for wildfire risk (1 is highest) and 14,988 by building count (1 is largest). Within Michigan alone, it ranks 94 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Lost Lake Woods and the insurance market
Lost Lake Woods's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 72.4% of Lost Lake Woods in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Lost Lake Woods's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lost Lake Woods, see the exposure-zones guide.