Los Centenarios, TX
Los Centenarios, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Los Centenarios at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 54 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Los Centenarios's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Los Centenarios's buildings actually sit
100% of Los Centenarios's 54 buildings sit in USFS's Direct exposure zone, roughly 54 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Los Centenarios ranks
Los Centenarios's 73rd national percentile looks worse in isolation than its 41st ranking inside Texas does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Los Centenarios ranks 8,427 for wildfire risk (1 is highest) and 30,837 by building count (1 is largest). Within Texas alone, it ranks 1,071 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Los Centenarios's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Los Centenarios
With 100% of Los Centenarios in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Los Centenarios's 8,427-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Los Centenarios, see the exposure-zones guide.